Terms of Service

These terms apply when you use Tracker at portfolio.reetesh.in or the app you install from it. Tracker is run by Reetesh Kumar (“we”, “us”). By creating an account or using Tracker you agree to these terms and to the way we handle information described in the Privacy Policy. If you do not agree, do not use Tracker.

• You must be at least 18 and able to agree to these terms where you live.
• Give a real email address you can use. Tracker needs it verified before you sign in.
• Keep your password, passcode, devices and Shortcut tokens safe. You are responsible for what happens under your account, and should tell us promptly if you think someone else has used it.
• One account is for one person. Do not share it or sign in as someone else.

Tracker is a tool for recording and viewing your spending, accounts, loans, subscriptions, notes and investments, and for working out totals, net worth, insights and tax estimates from them.

• Tracker is not a bank, broker, exchange, custodian, payment service, tax preparer or adviser.
• It cannot place trades, move money or hold funds or assets for you.
• Nothing in Tracker is investment, financial, legal or tax advice, or a recommendation to buy or sell.

Tracker’s numbers depend on what you enter, on imports from connected services and on market data from other providers. Prices may be delayed, rates may be out of date, imports may be incomplete, and calculations, tax estimates, categories and AI readings of emails may be wrong.

You are responsible for checking your records and for your own financial and tax decisions. Confirm anything important, such as a tax filing, a loan repayment or a sale, with the official statements from your bank, broker or exchange, and with a qualified professional where appropriate.

• Connect only accounts, keys, wallets and mailboxes that are yours or that you are authorized to use.
• Create exchange keys with reading only. Tracker refuses Binance keys that can trade, transfer or withdraw, and you should never give Tracker withdrawal or trading rights anywhere.
• Never enter a wallet private key or seed phrase. Tracker only needs public addresses.
• Gmail access is read only and used as described in the Privacy Policy.

Services such as Google, Zerodha, Binance and Zerion have their own terms, which apply to your use of them. They can change, limit or stop their access at any time, and we are not responsible for them.

Do not:

• break the law or use Tracker to commit fraud or launder money;
• access other people’s accounts or data, or test or bypass Tracker’s security without permission;
• overload, scrape or disrupt the service, or misuse its APIs or Shortcut tokens;
• upload malware or content you have no right to share;
• copy, resell or reverse engineer Tracker, except where the law allows it.

Your records belong to you. You give us a limited permission to store, copy, process and display them only to run Tracker for you, including through the providers listed in the Privacy Policy. This permission ends when your data is deleted, except for copies that remain for a time in backups and logs.

The Tracker app, its design, code and name belong to us and our licensors. You may use the app for your own personal finances under these terms, and that permission does not transfer any other rights.

If you send us feedback, we may use it to improve Tracker without owing you anything.

Tracker is free to use today. We may add, change or remove features, and the service may be slow or unavailable at times, including when a provider fails. Keep your own copies of anything important, using export where the app offers it.

You can stop using Tracker at any time. To ask for your account to be deleted, email rajreetesh7@gmail.com.

We may suspend or close an account that breaks these terms, puts other users or the service at risk, or when the law requires it. Where it is reasonable we will tell you first. Sections that by their nature should last, such as limits on liability, continue after your use ends.

To the extent the law allows, Tracker is provided as is and as available, without warranties of any kind, including that it will be accurate, complete, secure, uninterrupted or fit for a particular purpose.

To the extent the law allows, we are not liable for indirect or consequential losses, or for losses from investment, trading, tax or other financial decisions, inaccurate or delayed data, services you connect, or unauthorized access that happens through your devices or credentials.

Nothing in these terms limits liability that cannot be limited by law, such as for fraud, or takes away rights you have as a consumer under the law where you live.

We may update these terms as Tracker changes. The date at the top shows the latest version. If a change is material we will make reasonable efforts to let you know, for example in the app or by email. Using Tracker after a change takes effect means you accept the new terms.

For questions, requests or complaints about these terms or your account, email rajreetesh7@gmail.com.

Run by

Reetesh Kumar

Email

rajreetesh7@gmail.com

Write from the email address on your Tracker account, or tell us that address, so we can find your account.